Reason 1: Many financial advisors don’t even know about this. Nor, do they know how to utilize it properly to get you the most value..
Reason 2: Financial advisors recommend financial vehicles that pay them the highest commissions rather than put your interests at heart.
Reason 3: The advisor can’t charge you yearly management fees so it’s not worth it for them to use it.
As a result, less than 20% of Americans have what we call a "CSWA" account set up—while more than half the population lets their money just sit as a lump sum without proper protection from running out.
❌ You have fees: Whether you know it or not you have a handful of fees that are slowly draining your retirement savings.
❌ Your money is not liquid: You can’t access your money any time you want, and if you do, you’re fiscally penalized.
❌ Your money is not guaranteed and protected: The money in your 401(k) or IRA moves with the market, and has very limited downside protection
❌ If you live long enough, you will run out of money: Eventually, you will run out of money once you begin to take out withdrawals.
✅ You don’t have any plan fees: Keep 100% of your hard earned money as you should.
✅ Your interest rate is predetermined: Your money grows because it is allowed to participate and lock-in the upside market gains, but you never experience any downside market losses in your account— even if the market crashes.
✅ Your money is Liquid: All money put into and made in your account is cash—you can withdraw a certain percentage each year—at any time—without penalty.
✅ Your money is protected: Regardless how the market performs, you will have the peace of mind knowing that you will never lose money and your money will avoid probate.
✅ Your money will last throughout your lifetime...and beyond: You can elect to maximize your income during your life or set the account up to provide a legacy for your loved ones or a charity of your choice when you pass away.
And there are many more wonderful fiscal things you can do with an account like this...
But...
This strategy will provide tax-free income during your retirement years. Unlike "qualified" plans it will not be subject to a tax hike.
If you want to supplement your retirement with tax free income.
If you are concerned about taxation in the future.
If you don't want negative returns..
If you have maxed out qualified contributions.
If you are a business and are looking to insure key employees.
If you want to leave a legacy for your loved ones.
This IS NOT a sales pitch to buy software.
This IS NOT a bi-weekly payment program or refinance.
This IS NOT an increase to your current monthly budget.
This IS NOT a mortgage modification, alteration or any other change to your current mortgage.
Nope. It’s very real.
In fact, an Account like a CSWA is not a new investment strategy.
Accounts like these have been used by wealthy individuals and families for over 100 years to build and then pass on fortunes in a safe and secure environment.
BENJAMIN FRANKLIN had an account like this.
So did Babe Ruth, Cleveland, McKinley, Harding, and FDR (FDR, in fact, held a large portion of his estate—$562,142 or over $7 million in today's dollars—inside his account...)
Even Ben Bernanke, former Fed Chairman, holds two accounts like this.
The only question is...
A CSWA account is NOT available just to the super-rich…
However: an account like this can only be technically set up if you or your family qualify for it.
To discover if you qualify for a SRA, take our 30 second survey below.
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